I took a be leap few months ago, after long journey dealing with stolen identity and low credit . -After years of reach, and legal advice. I was told to suit the state I was born in. I was told no legal representative within that state could not touch the case as it was label white collar crime, and leak of information sold on the dark web. Soon, I was lead to believe I needed change my name and birth social security number for future protection. Good luck finding a judge to do this cost out the pocket would have been $400-$1,850 to do. I been hang on the paperwork for over a year, as procrastination and depression of anxiety set in that this was deep deep you all. The hackers was able alert my Healthcare plan to my credit score. After the fact of struggling for years in hardship, it was all news to the system of the three major creditors to call tell me about my problem like I didn't know, offer to freeze my assets. -What assets by thi...
Since, I can remember in my early teenage years credit scores meant not much to me. From witness my own family using my identity to order junk through mail, and friends trying claim I lived with them. Right out of school, I remember during a career fair event held by the church next to school. A lady once told me it wise I start building credit with a card. Her reply once she entered my information into a computer was shocking. Well, your not approved guess bad credit is better than no credit; Had to find out what she meant, 'literally your parents poor choices effects any children of their if they filed bankruptcy, or have bad credit.' She suggested, I started with a cellphone company and auto. So, that I did! Next I was workaholic: As long I could pay for what I want, credit was last thing on my mind. Fast forward to my mid 30's, never thinking about preparing for any type of retirement. Hit hard after retired, and put on di...